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What is a strategy?

A strategy is a collection of actions that if implemented together, can reduce the risk of damage during a weather event or crisis.

Design and construct your new house to a higher flood level than specified in flood maps
  • Flood
  • Strategy
Protect your home and increase its level of resilience to floods by building higher than the minimum required for your site.

Building your house based on a higher flood level than shown on the council maps may avoid inundation for even higher floods in the future.

This is a resilience measure. It increases the resilience of your house compared with the minimum requirements of building legislation in the National Construction Code.

For example, if your house has a flood level of 1.5 m above footings, design using a flood level of 2 m above footings.

Actions

Building your home above the flood level can improve your flood resilience. By building above the predicted flood level you can reduce your risk of water inundating your home.

The 1% (also called 1 in 100 AEP) flood is used as the basis for flood planning levels. Most new houses are built 0.5 metres above this flood level (may be called freeboard). However, floors at this height may still be submerged by floodwaters in larger flood events.

Your local council will have the most accurate information on flooding in your community. They will have building policies and controls for their flood prone areas. These may go beyond the prescribed building standards for your State or Territory. 

Action Level
Home (Residential Building)
Application for
New house at design stage
Timing
Risk Reduction (long term)
Considered by Insurers
Could my insurer consider this action beneficial?
Unknown
Potential Savings in Risk Premium
Could this action have a tangible impact on my risk premium?
Unknown
Cost
Very low <$1000, Low $1000-$10,000, Medium >$10,000, High >$100,000
Medium
Implementation
Engineer Required
Part of Building
Floors, Under floor

Use solid core doors in houses to limit potential water damage.

Solid core doors are constructed with a solid piece of material. For example, hardwood or engineered wood. This makes them more resistant to water damage. They’re less likely to warp, rot, or develop mould and mildew, even after prolonged exposure to moisture.

Hollow core doors are constructed with a cardboard-like material in the middle. This makes them highly susceptible to water damage during a flood.

 

Action Level
Home (Residential Building)
Application for
New houses and retrofits
Timing
Risk Reduction (long term)
Considered by Insurers
Could my insurer consider this action beneficial?
Yes
Potential Savings in Risk Premium
Could this action have a tangible impact on my risk premium?
Unknown
Cost
Very low <$1000, Low $1000-$10,000, Medium >$10,000, High >$100,000
Low
Implementation
Tradesperson required
Part of Building
Door
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